3 Tested Ways Independent Insurance Agents Excel at Flexible Policies
You’re not one to compare yourself to the Joneses, and there’s nothing about you, your family, your house, or your car that is exactly like your next-door neighbor. So you need insurance policies that fit who you are instead of cookie-cutter policies.
You can benefit from working with an independent insurance company to get the life, health, auto, commercial, and other insurance policies you need to safeguard your family and business from financial harm.
Independent insurance agents do all the groundwork for you so you can get flexible policies to meet your needs through a process that is simple for you.
Here are the three ways independent insurance agents excel at delivering flexible policies.
Providing Personalized Service
Captive insurance agents work for one insurance company. They likely are great people, but the quotas and goals they must achieve for their corporate bosses may keep them from focusing on your needs.
Agents at an independent insurance agency work for themselves and often live and work in your area. The success of their small independent insurance business relies on how well they listen to you and take care of your insurance needs.
You can sit down one-on-one with an independent insurance agent, discuss your insurance needs without any rush, and walk away with insurance policies that can safeguard your family and business from financial ruin.
Delivering More Choice
Independent insurance agents don’t work for just one company like captive insurance agents. An independent agent works with multiple insurance carriers, allowing them to connect you to different companies.
This provides you flexibility in a couple of ways. You can compare premiums and coverage of several carriers for different options, and you can buy policies for your home, auto, health, life, and business from any of the companies through your independent insurance agent.
Agents in an independent insurance agency also know well the carriers they work with. They can pull parts of insurance policies together from these carriers to build a policy that offers that coverage you want.
Offering Objective and Experienced Advice
Independent insurance agents are licensed professionals. They have a deep understanding of the insurance industry, experience with multiple insurance carriers, and knowledge about all the insurance products offered by those carriers.
Since they aren’t held to meeting a goal to sell particular insurance products, independent insurance agents don’t have a bias toward pushing one product over another. Your agent can give you the truth about every product from all the insurance carriers.
In much the same way a financial advisor has your best interests at heart, an independent insurance agent looks out for you.
An Independent Insurance Agency Means Choice for You
When it comes to safeguarding your family, property, and business, a one-size-fits-all solution simply won’t do. You need flexibility — the ability to choose the types of coverage you need to fit your life.
The independent insurance company in your neighborhood has personalized service, numerous choices, and objective advice to deliver the flexibility you want in your insurance policies.